BenSones-SMBen focuses on bank regulatory compliance, corporate and transactional law, and real estate, with a primary emphasis on serving community banks. Ben also maintains a special focus on community development banking, providing certification and grant application services for a number of Community Development Financial Institutions (CDFIs). In addition, Ben has experience in business and estate litigation.

Ben’s representative transactions and services include the following:

– Regulatory compliance counsel
– Mergers, asset purchases, and stock purchases involving banks, bank holding companies, and mortgage companies
– CDFI certification
– Federal grant writing
– Loans and participations
– Private placements, stock issuances and repurchases
– Board and employee training

A native of Brookhaven, Ben began his legal career in Nashville, Tennessee. He later moved back home to Mississippi to practice with Watkins, Ludlam, Winter & Stennis, P.A. in Jackson before ultimately joining as a Member of Randall, Segrest, Weeks, Reeves & Sones, PLLC.

Ben is licensed to practice law in Mississippi and Tennessee. He is a member of the Mississippi Bankers Association and serves on its Bank Attorneys Committee. He has lectured on regulatory matters for many banker groups, including at various Mississippi Bankers Association events. Ben also serves on the Steering Committee for the Mississippi Chapter of the Federalist Society, serves as Treasurer of the Central Mississippi Chapter of the Christian Legal Society, and in 2012 was appointed by Governor Phil Bryant as a Uniform Laws Commissioner for the State of Mississippi.

Ben graduated from Vanderbilt University Law School, where he was the Harold Stirling Vanderbilt Scholar (a full merit scholarship and stipend) and served as Student Writing Editor for the Vanderbilt Journal of Transnational Law and as President of the Law School Ambassadors. Ben received his B.A., summa cum laude, in Mathematics from Mississippi College, where he was a Presidential Scholar with Distinction (a full merit scholarship), a National Merit Scholar, and a Robert C. Byrd Memorial Scholar; earned the Perry Academic Award (given to the top student in the department of Mathematics and Computer Science); and served as a Senator.

Ben and his wife Estelle reside in Madison with their four children, Benjamin, Caroline, McKee, and Lucy. They are active members of Pear Orchard Presbyterian Church in Ridgeland.